Melissa Jean-Baptiste thought she was doing all the right things when it came to her finances, but after trying to secure a loan to buy her first home, she quickly realized the reality. She wasn’t doing anything, learning how money truly operated, or how to use it as a tool. Fast forward, and Melissa now helps other millennials build generational wealth through debt management strategies, passive income and investing, and a communal digital space to start their debt-free journey.

So do you want to know how Melissa paid off $102,000 in debt on a New York City teacher’s salary? And how you can also plan for an early work optional retirement? Tune in and find out!

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KEY POINTS:

• Why Melissa began her money journey

• How to pay off debt with other financial goals in mind

• Pivoting your budget throughout your journey

• Melissa’s ultimate money hack

• Is a side hustle always a good idea?

QUOTABLES:

•  “Sit down with that money. Look at what you have. Look at where you want to go and push past the discomfort.” – Melissa Jean-Baptiste

• “You can use money to leverage a lot of different things that can lead to more money, lead to property assets and growing wealth.” – Melissa Jean-Baptiste